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Tag Archives | insurance approved locks

How can I tell if I have the right locks for my insurance policy?

Different insurance companies ask for different locks on your doors and windows so you need to clarify with them what they want you to have as they are insuring you. Insurance companies will call your front door your final exit door and this can be a wooden door, PVCU door, Aluminium door or composite door.
For a wooden front door, most insurance companies ask for you to have a 5 lever British Standard deadlock conforming to BS3621, everyone refers to this lock as a Chubb lock but Chubb is a named brand, and this lock needs to be locked at all times when the property is empty.
For a PVCU front door and a composite front door you will normally have to lift the handles up and turn the key to fully lock the door. This type of lock is referred by insurance companies as a multi-point locking system. This means it locks in more than one place. Remember you must lift the handles up and turn the key so the handles will not come down to fully lock this type of door.
Aluminium front doors are a very old type of door and are sometimes fitted with a similar type of lock as a PVCU and composite door, a multi-point locking system but some aluminium doors do not have the required lock fitted and need a 5 lever BS3621 British standard deadlock fitted.

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Official security advice from the Police 1.

There are no better qualified people to give you reliable security advice for your property than a professional locksmith or the police. The installation of 5 Lever Mortice deadlocks is just one of many important reasonably priced security measures that you can embrace to protect your property, family, valuable possessions and yourself. Door and Window […]

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Home Insurance Burglary Survey

It seems that London is the burglary hotspot in the UK, with half of the top 20 postcodes in the country with the highest burglary rates. A recent analysis on over 1.1 million home insurance enquiries, analysing how many of the enquiries indicated a claim for theft from the home. However, the news is not […]

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Am I insured…?

Are you insured? Did you know that if you don’t have the correct locks on your windows and doors you are not insured? Even if you get broken into via a window which has a lock or if you don’t have the correct lock on your front door your not insured. Also if you didn’t […]

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