Home Insurance can be expensive so most people shop around for a good deal and often use comparison website these days.
It can be quite time consuming and boring and there is a tendency to tick ‘yes’ to questions like
“Do you have a 5 lever British standard deadlock conforming to BS3621 fitted on all of your final exit doors?”
“Do you have key operated window locks fitted on all ground floor and accessible windows?”
When in truth you really don’t know what type of locks are fitted to your doors and windows.
You may think that by ticking ‘yes’ to these questions is the easy option and what difference does it really make? As they are hardly likely to come round and check.
But be warned that if your home is broken into and you do not have the correct locks fitted on all door and windows or if your home was accessed by an open window, the insurance company will NOT pay out for the claim as your policy is invalid.
It is also important to remember that if there are no signs of forced entry to your home the insurance company will not pay out either, that is why it is so important to change your locks when you move into a new home.
There is no way of knowing how many people have had a key to your door at some point in the past. Builders, cleaners, child minders, ex partners, neighbours, the list goes on.
We are a local family run company and an MLA (Master Locksmiths Association) approved company with almost 20 years experience in the industry.